La Mer, point taken but what I can't get my head around totally is the FACT that although 1/1 chances are OPINION as you say, when it comes out in the wash say 1000 x 1/1 chances turns out ************ close to 50% wins and 50% losers (not quite but close) and in fact going up through the odds only, (not taking into account ANTHING else) the same holds true, although the gap widens as we go up through the prices, (as you know of course) in other words take the fate of 1000 x 3/1 chances and what d'yer know just less than 1 in three; wins???? When the 3-1 is OPINION, how can that be???
Must be some excellent judges setting those prices eh?

Crash, re "risky" customers, well if they are here they probably would stay pretty quiet on the subject. Still waters run deep as they say.