Stating the obvious I know, but I think everyone here keeps the "Gems" to themselves, just in case it is the "goose". But still there is a lot of food for thought, which can be developed into something useful. I have definitly benefitted by things that I read on the forum, maybe not in their raw form but when I put my own tilt to them. Hopefully I have also made a few people think in a different way, eg. many people STILL do not look for the best possible return, even something as simple as opening an account where you can bet at best of 3 totes can make an incredible difference overall. I know of one very astute backer who bets for the place where he gets AVERAGE of 3 totes (for the place that is) when he could be investing half at best of Supertab and NSW and the other half at Unitab, this GUARATEES about 5% increase in returns, but he doesn't do it, don't ask me why?