I never save. Techically, and from a financial standpoint, it SORT OF makes sense, but from a punting perspective, purely, it doesn't.

As stand alone bets, what you are doing is outlaying $200 on horses who you didn't think could win. From an analytical perspective, it is incorrect. From an insurance brokers standpoint (my father in law is one!) he would say it was very prudent, very wise.

I say if you didn't think they could win, you shouldn't be backing them.

I'd be willing to bet very good money that if you summed up all the outlay on saver bets on Quaddies done by punters and totalled the collects, it'd be a big negative figure.