Thanks for that Chrome, hadn't even thought of all the latter, and in fact it would go against the grain for me.

I would prefer to operate on an ALL IN basis (no penalty) so that at least you know you are going to make your % (albeit small) no matter what.

But, Deposit PROCESSING fee! huh! ? they can run & jump that's for sure!

If anyone can enlighten me as to where I should bet; to avoid the pit falls as outlined by Chrome; I would be very much obliged!