As what is occurring is not breaking the law, for legal reasons we need to be very careful about any words used to vent one's dissatisfaction. Moderator.

My mistake there moderator, appologies.

Angry, crash is correct, think about it; how many things you could pay for with a cc (I'm talking about "services") where you don't actually receive any goods???
A cash advance is where you walk into the bank and draw cash from your CC, and walk out with the readies, (or ATM or Net Bank of course)