5 units of quin. for $30 or 2.5units of exacta for the same price. Yes the exacta often pays double quin., but for your $30 you get double the quin. units which often would put you well in front of the exacta return for the same money. And as you have noted, the exacta doesn't always pay twice the quin.
A couple of the downsides of on-line betting are the obvious dangers of credit-card betting for a very small price advantage and the loss of convenience of being able to walk into any TAB outlet and withdrawing hard cash in the hand. No bank charges either.

It's a personal decision really but if your a $100 a week out of pocket bank punter like 90% of punters, I can't see the point in moving from the convenience of TAB punting into the possible risks of credit-card punting. The big risk being over-punting, often induced by punting and drinking at the same time. Like I said, It's a personal thing but self control and money management are always going to be the big issues. On-line CC gambling in the USA has recently been banned for very good reasons.


I have one NT account with IAS [after trying a few, the best of the bunch I think], a Betfair account and a Stab account. Like most things in life, all have their advantages and disadvantages. My fear of her in the kitchen is far greater than my fear of over-punting with a CC. If I was single I'd stick to the TAB only.