Try betting 1/20th of bank .
Split the bet over win & place
e.g. $1000 / 20 = 50 a race = 25w + 25P

Bet only increases once balance increases.

Bet 1/20th of bank on all horses rather than staggered amounts as they may surgest, because not much will be on the good payers & lots on, on short payers.

Cheers.

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Cheers.