Thanks michaelg,

I'm definitely missing something here...which I guess is how you determine how much to bet on each horse. On your selections:

Murwillumbah:
Race 3 nos. 2, 3, 4, 6, 7, 8, 9

Wellington:
Race 7 nos. 1, 2, 3, 4, 5, 6, 7
Race 9 nos. 4, 6, 7, 8, 9, 11

Outlay of $20.

You have 20 selections...$20 outlay...does it mean $1 per selection?

My apologies for my stupid questions... Thanks!