Shaun, Got an e-mail from ya, hit show content and it duly disappeared.

Anyway mate no probs, when I read the thread again (sober) I couldn't remember what I'd thought of so it's me that's missed something hahahah! Something to do with 1&1/2% deposit charge but I think a lot of the guys are getting mixed up with the BANKS charge as against BF or whoevers charge.