michaelg, I've mentioned this b4, as it's topical I just thought I'd point out that my average divi is around $1.52c so nearly all favs or so, but in 4 years I've only had a handful paying $1.04c when backing BEST TOTE, it often happens that the nag pays $1.04c on one tote or even $1, and as much as $1.80c on the other, in fact I rely on this difference. keep up the good work!