Thorns, I have a plan with a similar S/R. I found that it was not the LLR that was the problem it was that you could get 2 or even 3 of them split by an even money shot if you see what I mean? which would decimate a bank of only 40 bets (2.5%) I think a maximum of 1% is the way to go, but many use a non reducing rule which has some merit. Remember it's *patience* that makes the difference.