Can I assume the races for the places were horses that ran 2nd or first and the tabs only paid out 2 places ? ie NTD ? Betfair woiuld have paid out if your horse had run 3rd as well. So in the unlikely case it ran third you would have still woin whereas on the totes you would have lost.

People usually get upset of this but are not exactly checking how many placings are being paid out.

If it was a race with at least 8 runners ... well then you got stiffed.

Good Luck.