Money can be moved around by phone. I wouldn't have computer banking in a fit. There is nothing on my computer worth anything to anyone except me.

There is some good software around, but none of it will make your computer totally safe, especially with Windows. Thieves alway seem to be one step ahead of protection software. Apart from my firewall [Comodo], I use the latest AVG free which has anti-Trojan, anti virus, anti-spyware, link scanner, mail scanner and resident shield. It's good enough for me. Naturally their are other good freebies around but not many with a mail scanner or link scanner.

You have to be unlucky to get caught out, but be afraid!