I now use Stab TAB for convenience mostly. Cash in/cash out at any TAB pub agency. I still have an IAS account and a Betfair account which I use very little now as I no longer bet the amounts I used too. Punting has become a recreational pleasure for me now and I'm no longer try to pay for a Rolla from betting.

Good prices are available on Betfair but sometimes the price is less than TAB and unless your propped up in front of a computer your stuffed. Another disadvantage with all or any agency is leaving winnings in the account [their not winning unless spent elsewhere]. No such problem with a TAB account as cash out is easy as pie. Like I said before, it's all swings and slides and depends on what suits.