Yeah, well you have to remember that the "Bookie" basically bets (gambles) on every horse in the race 24x7 but in reverse, i.e 80% or so.

Just like most of us having a punt of about $500 per year that our house wont be wiped off the face of the earth, or that it won't be burgled (for another $500)

Truth is that EVEN if it was burgled the chances are that the claim would be less than $1000, (i.e.) carry off TV and Video etc) but we still go on having that bet............ just in case, so we are taking 2-1, for a 5 or 6-1 chance??? yes?

That's why there are Bookies and insurance companies, (basically ,the same thing)

And also that's why my username is "Partypooper" hahhaahah!

Good luck guys!