thanks guys for those responses, much appreciated..
I like the idea of capping a progressive plan somewhere before it gets out of control, makes sense in protecting the bank.
Stix, that s/r is massive, what is the average divvie on that s/r? if its over $3-4 you will have to change your name to 'messiah'...
I will test some of those plans with recent results and see what i come up with.
cheers..