The closest I have come to a big payout (for me) was on Toorak/Guineas day last year. Had 4 going into the last leg, the 3 fav's paying a minimum of $35k and a roughie paying $360k. I had 10% and of course didn't include Our Lorna who won the race. I will never forget that horse, it would have cost me an extra $50 to box the field and still keep my 10% payout and would have won me just over $10k. Oh well.