syllabus23, its said that the Retirement will increase profits by about 15%, providing the plan at least breaks even at levels.

I've heard of some unsuspecting souls who then considered that if you use it on a plan that shows a loss of say 5%, that you will end up with 10% POT.

Apparently that doesn't happen , if fact the loss is extenuated.

One of the best plans I've seen though.