I've had all the special deposit bonuses etc cup specials and so on and have collected a couple of grand from them, but today I get a circular from one of the biggest with this offer:

This is how clever they think we are:

Place a bet on the Melbourne Cup tomorrow, .... if your selection finishes 2nd to So You Think, they will give you your money back, great eh?

HUH! wouldn't you just have the quinella??