Foggy, I received a call from Greg Hall no less (which I posted on here) representing the bookies you mentioned. They have opened an a/c for me and deposited $200 into it to "start me off". I told them I probably wouldn't use it as I'm primarily a layer and to this day haven't used it, and probably never will. They all seem to offer best the same thing, best tote......WOW. If I ever go back to punting on tote prices someoene please shoot me.