Benny, the guys are just having a bit of fun,..... don't take it to heart. The term "Perm" I think came into use in the UK on what used to be the Football Pools , that is to say the game where you use your FOOT to kick the ball and if you touch it with your "hand" its a FOUL, but anyway, I used to perm the horses as well ..... a simple example would be say,....... take 3 selections (the same OR different races) as one line, and take another 3 (in another race OR 3 different races OR a mixture) as line 2,

now PERM, any winner from each line = 1 unit double (all up) you have 3x3 = 9 bets outlay, so even 1 x2-1 winner from each line guarantees your stake back, and of course you have the chance of a big payout.