Point taken but after tax, inflation and falling rates, will there be much of a real return left, if any??

There is a better alternative I feel which has a good chance of preserving his capital over a period and gives him a stable return* Better on the tax side too. Won't mention it here for fear of being burned at the stake and also because I am not an investment advisor.

LG

* it feeds off the misfortune of others however but isn't this what we are trying to do here = win on the punt?!

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The trick isn't finding profitable angles, it's finding ones you will bet through the ups and downs - UB