Hi dingoboy,

The retirement staking plan is very good at protecting your bank, as the stake should increase each time you lose until your divisor is reached. If your plan is set up correctly, it should allow a run of outs of about 45 before the bank is gone. It is a good defensive staking plan.

But I do have a few concerns with it. Firstly, if you are experiencing a significant run of outs, the stake is increasing while your confidence is decreasing. Secondly, if you are exeriencing a good run, your stake can't increase from the base figure unless you constantly recalculate it. In other words, when you are consistently winning, you will be staking the minimum amount. And lastly, because the stake changes each time you bet, it is difficult to quickly calculate the stake if you have a few quick bets in succession (especially if one of them wins).

You should also have a look at the "2% of highest bank" plan which is simpler and quite effective.