If one does their own ratings & prices and one has their top rated @ 3.50 and 3 others @ say 5.00,7.50,12.00 and the books are offering 2.90 your top rated and 6.0,8.50,14.00 respectively do you not bet your top rater but still bet your other 3 because you would be TAKING UNDERS in Your OPINION.Is it not going against the PRINCIPLE of BETTING against THE BEST RATED HORSE IN YOUR OPINION.