Shaun, thanks for that, it gives me some confidence that I am thinking along the right track, I know I will miss out sometimes but feel that I will get the best average!

Neil, thanks for your reply, and basically confirms what I had suspected that at the lower end "BEST PRICE BET" is a good proposistion, whereas, with higher prices (very rare for me) the tote wins out EASILY.

It's a major change for me, and have been hesitant to commence, but that gives me a bit more confidence.

If anyone has any definite stats though, they would be gratefully received.