I have the IAS screen up all day whilst betting. Their market is generally about 107-110%.

What they guarantee is that if their div doesn't at least beat 2 of the totes, they will pay better.

I cannot guarantee their formula for working out their divs, but it seems to me that it is pretty close to just the average of the 3 totes...

What is surprising to me is that, nobody knows how they work out their final divs so it is not predictable. All you know is it will be better than the 2nd best tote. Sometimes you will be pleasantly surprised and their payout is considerably higher than all 3 totes.

What ever happened to NSW and SuperTab joining up? That would surely put a spanner in their works. Then they would effectively be paying best tote..

Basically you keep about 7-8% more of your money than betting on the tote....