Perhaps you should offer your juvenile paternalistic advice to Dr William Ziemba, who I presume recently co-authored a pertinent book with William Benter.

I'm prepared to bet that Benter is not the most successful gambler in the world as whoever that might be would probably shun publicity, but most people would be content with Benter's Powerball equivalent a year.

http://finmath.stanford.edu/seminar...emba2004Win.ppt