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It's interesting isn't it just how many opinions there are. Given that I just want to mention a few real world examples.

Currently my machine is using about 5.12 gig of the 16 gigs I have, on 64 bit windows, it obviously depends on what I have open, BUT I certainly would not LIMIT myself to 3.5gigs under the 32 bit operating system to save a few bucks on ram. Long term that is a false economy.

I have been running 2 Solid State hard-drives (SSD) in my machines these past 3 years and I have not worn them out yet nor have I lost any data. Wouldn't matter, I keep my data backed up internally on a WD 2TB hard disk just in case. As Chrome says data safety is paramount, but I wouldn't consider limiting my self to not using the fast seek of SSD especially for windows and racing software like what Enjay has, it will be of great benefit.

One of the reasons that SSD may fail is because people stick them in substandard, under ventilated cases with a crappy power-supply. I am reminded each month just how glad I am that I have a decent power supply when the brownouts hit. Even one spike is enough to do damage.

The funny thing is that the difference between a good PC and an average one is just a few hundred $.

We have clients using older machines taking 2-10 minutes processing our files and at the same time we have clients that have accepted our recommendation and their PC processes the same in less then 20 seconds. Do you think they care that they may have gotten 'almost as good' a machine for a few hundred less? Nor will they be sorry that they did for next 5 years or more to come.

What I am talking about isn't a state of the art gaming PC, Im talking about a machine with i7 processor, a good motherboard, 8-16 gig of ram, 120gig SSD and 1-2TB WD spin disk, a good dedicated graphic card, Win 8.1 64 bit pro, a decent power supply and case, DVD, an average 22-24 inch monitor. Have them build it. Stick with quality manufacturers like Gigabyte (mother board, graphics card), Corsair (SSD, memory and power supply) and Western Digital Black Caviar (HD). These offer 2-5 year warranty on most things. Well worth the few extra $.

Can you get away with less? Sure you can! I still run my 9yo dual core AMD for some things, but I wouldn't call that good computing though! Do others have valid opinions? Yep, Im just used to doing things this way. I only ever bought 1 cheep PC, the first one!