It's a good personal rule, I never use credit for anything at all myself.

Every week I see some people putting groceries on credit, and the very next week those same people have their card is declined, so they aren't paying it off.

I just don't think "gamblers" or "gambling" should be given the same predjudices here as in the general public perception.

I've never owned a credit card myself, because it's too much of a temptation, not gambling - just generally.

While my mates went out and got car finance for the latest VB Commodore, I saved my pennies and bought an EK Holden and got far more fun out of it, because I worked for it AND waited a long time for it
When I sold it, it was worth more than I paid for it (wish I hadn't sold it now), when they sold their cars, they got just over half the showroom price and still owed money.

But that's off topic, sorry.

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