Thanks Bhagwan

I think that laying the 4th will prove to be counterproductive. You are right the sacrifical bet is to reduce the liability.
???? You have got me lost on the alternative. The fav is going to win 35% of the time and the 2nd and 3rd favs will win 35% of the time cancelling each other out and then you have the 30% of the time when the field gets up which will put you in the red.
Beton