Just run on horses winning or losing @ this stage, so no penalties for 2nd or 3rd placegetters as that could all get a little confusing, so we will try & make it as simple as possible.

Points lost for a win will be 100 less the stake, so in the example I gave before of a horse @ $3 the points lost would be 67 (100-33) and in the the case of of a horse @ $10 the points lost would be 90 (100-10).

Hope that makes sense, but comes down to risk v. return - you can risk less by nominating a horse @ $10 but lose more should it win, in a similar manner as how the bookies operate.